DCCU Scholarships

DCCU believes in the importance of education and is proud to support area students who are committed to continuing their education. For the 21st year, DCCU is pleased to offer a $1,000 scholarship to the following:

  • One graduating senior at each of the 19 high schools in the DCCU service area
  • One student who attends private school, is home schooled or is a DCCU member living outside the service area
  • One adult student continuing their education.

Applicants will conduct research and write a 750 to 1000 word essay based on the following questions:

How do you think technological innovation has changed the financial industry over the last ten years? In light of these changes, how can DCCU balance innovation with personal service for our members?

See guidelines below and use the links on the left to apply.

Click below to apply for 2016 scholarships!
Adult Scholarship Application Student Scholarship Application
Apply for a student loan online

Click here

2016 Guidelines

Qualifying Schools:
Bath County | Broadway | Buffalo Gap | Central | East Rockingham | Fort Defiance | Harrisonburg | Highland County | Parry McCluer | Riverheads | Robert E. Lee | Rockbridge | Spotswood | Stonewall Jackson | Strasburg | Stuarts Draft | Turner Ashby | Waynesboro | Wilson Memorial | Private or Home School* | Adult Continuing Education**

The deadline to apply is Tuesday, March 1, 2016. The applicant is required to complete the assignment on their own. If the applicant does not have internet access, they may visit a DCCU office to complete the requirements.

DCCU awards a total of $21,000 in scholarships annually. Scholarship winners will be determined by March 31, 2016 and notified shortly after. The scholarship is a one-time award and proceeds must be used to attend at least a two-year accredited educational institution. Membership with DCCU is not a requirement.

For questions or further information, contact Sarah Landram, Community Financial Educator, at SLandram@mydccu.com or 540.946.3200 Ext: 3149.

*Includes members living outside our service area, not attending a service area public school
**Someone age 23 or older pursuing an associate's or bachelor's degree living inside our service area

Congratulations 2015 Scholarship Recipients!

Applicants were asked to write a 750 to 1000 word essay based on the following questions:

  • What do you think is the greatest financial challenge that people will face in the next five years and why should we be concerned about it?
  • What role can a credit union play in helping members and the community prepare for this challenge?

2015 scholarship recipients and excerpts from their winning essays are shown below:

Timothy Byrd
Adult Category
“In the next five years, health insurance and its related costs are going to be the greatest financial challenge our community will face. DuPont Community Credit Union can help their community achieve this goal by enabling individuals to partake in Health Savings Accounts that they offer to help pay for their health related expenditures.”

Rachel Tinsley
Broadway High School
“In regards to the Social Security and retirement issue, credit unions can give members the advice they need when getting started on plans for retirement”.

Lauren Bartley
Buffalo Gap High School
“One way in which credit unions help is by educating their members about their options and by creating a sound financial plan in order to achieve their members' short and long term goals.”

EmilyAnn Burr
Central High School
“Another valuable service, out of many, that credit unions offer for its members is one on one consultant assistance. They help with any questions that may arise when applying for either a standard savings account or a loan.”

Kelsea Riffe
East Rockingham High School
“Credit Unions could help tremendously by helping new users be smart when picking out a pin code, as well as where they keep their cards. Times are different now and some people just don't realize how easily your money can be taken from you.”

Olivia Heeb
Fort Defiance High School
“A credit union's most important role in this global market crisis can be related to member education, community outreach, and continued financial stewardship and responsibility.”

Isabelle Burden
Harrisonburg High School
“Credit unions, which have a mission to strengthen our middle class, help people by charging lower interest rates on loans, paying higher interest rates on deposits, providing financial advice for their members, and keeping members knowledgeable about today's changing financial market.”

Anna Wagner
“Community credit unions can help members, their families and the community plan for their future through various workshops, free classes and financial advice.”

Laken Hostetter
Parry McCluer High School
“Through the classes offered by credit unions there can be a decrease in the amount of people consumed by debt if they are willing to become educated on the topic.”

Lauren Ernst
Riverheads High School
“As member-owned banks that are not for profit, credit unions can help students in more ways than most people realize: credit unions can significantly reduce student debt.”

Elizabeth van Assendelft
Robert E. Lee High School
“Credit Union put their local communities first, helping ordinary people make sound financial decisions, save for retirement, start their own businesses, or buy their first homes.”

Sarah Troise
Rockbridge County High School
“As a [not-for-profit], it is the job of the credit union to improve the economic standing of its community.”

Samantha Syptak
Spotswood High School
“College students that take student loans from credit unions at lower rates can save thousands of dollars per year.”

Elizabeth Funkhouser
Stonewall Jackson High School
“Members of credit unions are the best prepared for any sort of financial situation due to the measures that most credit unions have in place to protect and better serve their members.”

Rachel Tischler
Strasburg High School
“Budget and finance education, alternative banking, and low-rate loans are just a few of the ways that credit unions can boost the success of small businesses and their hometowns.”

Kevin Blacka
Stuarts Draft High School
“Teaching students and even adults about finances must be continued because financially stable citizens result in a financially stable community.”

Lauren Onestak
Turner Ashby High School
“As millennials continue their entrance into the world of financial decision making, credit unions should take the opportunity to assist them by encouraging a lasting sense of personal responsibility.”

Isabel Lee
Waynesboro High School
“Proper financial education is necessary to become financially responsible adults. Credit unions can lead the way in ensuring today's youth become responsible, educated and contributing members of a community's economic growth.”

Kelsey Sims
Wilson Memorial High School
Credit Unions can provide assistance to members of the community in many ways. First, education is key. By providing more education to individuals, they may be able to better manage their money and find better financial footing.


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